Debtinex

Debts and expenses, private by design.

Know who owes you, what you owe and where your money goes — in an app that keeps everything on your phone.

No sign-up Works offline Data stays on your phone
Try it right here

Partial payments that always add up.

Record what comes back, lend a bit more, and see exactly what's left. Debtinex never lets a debt be repaid past zero.

This demo runs only in your browser. Nothing you type here is sent anywhere — just like the app.

A
You lentAlex Carter
Open
Still owed to you
$1,200
Paid back $0of $1,200
    Everything in one place

    Simple on purpose.

    Two things done properly: the money between you and other people, and the money you spend.

    Private by design

    Your money is nobody's business.

    No account needed

    Open the app and start. No email, no phone number, no password.

    Works fully offline

    Every core feature works without internet. Your records live on your device.

    Sync only if you want

    Sign in with Telegram — one tap, no code — to use the same records on iPhone, Android and the bot.

    Get Debtinex

    On the phone you already have.

    Your device

    iPhone & iPad

    From the App Store. Free to download; Premium is an in-app subscription.

    Open the App Store
    Scan with your phone's camera
    Your device

    Android

    A direct download signed by the developer. The app tells you when an update is ready and installs it for you.

    Download APK
    Scan with your phone's camera
    Your device

    Telegram

    Nothing to install — the same tracker runs as a Mini App inside the bot.

    Open @debtinexbot
    Scan with your phone's camera
    Pricing

    Free where it counts.

    Free, forever
    Free
    No card, no limits on records
    • Unlimited debts and expenses
    • Add, edit and delete — always
    • Works offline, no account
    • 30-day free trial of Premium
    Premium
    12 000 so'm
    per month
    • Sync across every device
    • Totals across every currency
    • Full spending statistics
    • PDF and CSV export, CSV import
    • App lock with passcode

    In Uzbekistan, pay by card through the Telegram bot. Elsewhere, Premium is an in-app subscription in the App Store at your local price.

    Questions

    Is Debtinex really free?

    Yes. Debts and expenses are free with no limits, forever. Premium adds sync, statistics, export and app lock — and every new install gets 30 days of it free.

    Where is my data stored?

    On your device. Nothing leaves it unless you choose to sign in, in which case your records are synced through our server so they reach your other devices.

    Do I need to create an account?

    No. You only sign in — with your Telegram number, one tap — if you want the same records on several devices.

    Is the Android download safe?

    The APK is signed by the developer, and Android only installs updates carrying the same signature. The app checks for new versions itself and verifies each download before installing it.

    Which languages and currencies are supported?

    The app speaks O'zbekcha, Русский, English and Français. Each person can carry up to three currencies — so'm, dollars, euros and more — and totals are never mixed between them.

    Never wonder who owes whom again.

    Free to start. No sign-up. Takes ten seconds.